What if you could secure a second passport in a few months—without moving, learning a new language, or spending millions? Thanks to Citizenship by Investment (CBI) programs, that dream is now accessible to more people than ever.

And here’s the good news: not all second passports are expensive. In fact, some start at just $100,000. If you’re looking for the cheapest passport by investment that still offers strong travel benefits and legal global mobility, this guide is for you.

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Table of Contents

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1. What is Passport by Investment?

Passport by investment, also called Citizenship by Investment (CBI), is a legal way to obtain a second nationality by making a financial contribution to a country’s economy. This is usually done through a government fund donation or real estate purchase.

You get a new passport and citizenship rights—often without needing to live in or even visit the country.

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2. Why People Are Choosing Second Passports

In today’s world, a second passport offers:

• Visa-free travel to more countries

• Business and tax benefits

• A safe haven in times of crisis

• Family security and mobility

• Asset diversification and freedom

People from all walks of life — entrepreneurs, digital nomads, investors, and even retirees — are seeking affordable, legal pathways to global citizenship.

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3. What Makes a Passport ‘Cheap’ but Valuable?

When looking for the cheapest passport by investment, price alone isn’t enough. You also want:

• Visa-free access to 100+ countries

• Fast processing time

• Inclusion of family members

• No residency requirements

• Clear legal process and government backing

Some Caribbean nations offer all of this — at a fraction of the cost compared to countries in Europe or the Middle East.

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4. Cheapest Countries for Citizenship by Investment

Here are the top 5 countries offering the most affordable CBI programs in 2025:

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5. Dominica – Most Affordable Passport

Dominica offers the cheapest passport by investment starting at just $100,000 (single applicant).

Key Highlights:

• Visa-free to 145+ countries

• No need to reside or visit

• Include spouse, kids, and parents

• Processing in 3–5 months

• Stable political system

It’s a popular choice for budget-conscious investors wanting a powerful passport without extra fuss.

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6. Saint Lucia – A Close Second

Saint Lucia matches Dominica’s pricing but adds a modern, digitally streamlined application.

Advantages:

• Same $100,000 donation option

• Additional bond and real estate routes

• Caribbean charm with solid reputation

• Fast 3–4 month processing

• High approval rate

Saint Lucia is ideal for those who value speed and simplicity.

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7. Antigua and Barbuda – Best for Families

Antigua’s CBI program is the most family-friendly of all.

Key Features:

• $100,000 covers a family of 4

• Visa-free to 150+ destinations

• Optional university fund investment

• Low processing fees

• Visit required only for 5 days in 5 years

A fantastic option for large families seeking value.

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8. St. Kitts and Nevis – Oldest Program

Established in 1984, St. Kitts and Nevis has the oldest and most respected CBI program.

Highlights:

• Visa-free to 155+ countries

• Well-known for stability and credibility

• $125,000 minimum donation

• Speedy processing with fast-track option

• Optional real estate path

Slightly more expensive but prestige and reputation make it worthwhile.

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9. Grenada – Unique US Access with E-2 Visa

Grenada’s program stands out because it offers E-2 visa treaty access to the USA, which most others don’t.

Benefits:

• $150,000 donation or $220,000 real estate

• Visa-free to China (rare among Caribbean CBI countries)

• Business-friendly environment

• Option to live and work in the US under E-2 visa

For entrepreneurs eyeing the US market, Grenada is a smart move.

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10. Key Benefits of These Second Passports

• Global mobility without long visa applications

• Asset protection and offshore banking options

• Education and healthcare access globally

• Peace of mind during political or financial crises

• Legacy planning — pass it on to children

And unlike traditional immigration routes, there’s no waiting in long lines or learning new languages.

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11. Eligibility and Who Can Apply

You’re eligible if you:

• Are over 18

• Have no criminal record

• Can prove legal source of funds

• Can afford the donation or investment

• Pass due diligence checks

No need for language tests, interviews, or prior visits.

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12. Common Costs Besides the Investment

Additional costs include:

• Due diligence fees: $4,000–$8,000

• Government fees: Depending on number of dependents

• Processing fees: $1,000+

• Legal or agent fees: Varies

• Passport issuance: ~$500

A solo applicant usually spends $110,000–$130,000 all-in.

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13. Donation vs Real Estate Investment

Donation:

• Non-refundable

• Lower upfront cost

• Faster and simpler

Real Estate:

• Higher cost (from $200,000)

• Resellable after 5–7 years

• Can generate rental income

Pick based on your long-term goals and budget.

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14. Is It Worth It? ROI and Long-Term Value

For many, a second passport offers:

• Time savings (no visa queues)

• Business growth through better mobility

• Backup plan for emergencies

• Improved education and travel access for kids

• Potential returns from real estate

It’s a lifestyle and financial investment in one.

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15. Final Thoughts – Choosing Affordability and Freedom

The cheapest passport by investment doesn’t mean compromising quality. Countries like Dominica, Saint Lucia, and Antigua offer globally respected, fast-track programs at a fraction of the cost of European options.

With minimal residency requirements, low fees, and solid travel benefits, the Caribbean continues to lead the way in affordable second citizenship.